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The material in this site is provided for personal, non-commercial educational and informational purposes only and does not constitute a recommendation or endorsement with respect to any company, security or investment. This site makes no representations, and specifically disclaims all warranties, express, implied or statutory, regarding the accuracy, timeliness, completeness, merchantability or fitness for any particular purpose of any material contained in the site. You should seek the advice of a securities professional or other appropriate investment advisor regarding your particular situation. Investing and trading are risky and money can be lost. Market Timing Strategies, Inc. and joeduarteinthemoneyoptions.com are not responsible for any one's losses, and our reports are for information purposes only.

We disclose stock positions in companies that we write about, if we have them. River Willow Capital Management may hold positions in sector funds which may hold stocks mentioned in its columns.

All model portfolios featured on this web site are hypothetical, unless otherwise noted. The results are calculated based on closing prices and ideal conditions. The portfolios are meant to be illustrations of the results that are attainable under the best market conditions by the use of the strategies depicted here. Neither Market Timing Strategies, Inc., or joeduarteinthemoneyoptions.com guarantee these results. Individual trade results may be different from those listed in all model portfolios. And, although every effort is made to present accurate data in these results, it is within the realm of possibilities that during editorial or maintenance work on the site, as well as a host of other possibilities and permutations of cyberspace, data may be lost, misplaced or that errors may be introduced unintentionally. We apologize for any inconvenience this may cause. Please report any errata you may notice to the webmaster at support@joeduarteinthemoneyoptions.com.

Market Timing Strategies, Inc. and joeduarteinthemoneyoptions.com have no control over the sites we link to, is not affiliated with these sites, and cannot take responsibility for their quality or suitability. We are not responsible for claims made by advertisers. Anyone who makes investment decisions based on what they read here does so at their own risk and cannot hold Market Timing Strategies, Inc., joeduarteinthemoneyoptions.com, or any of their employees responsible.